Transparent Pricing for Professional Financial Planning
Choose the plan that fits your needs — all include personalised consultations with no hidden fees or commission conflicts
Individual results may vary based on personal circumstances, market conditions, and implementation of recommendations
Past performance does not guarantee future results
Essential Planning
Perfect for individuals starting their financial planning journey
per month
- Monthly 60-minute consultation
- Basic financial health assessment
- Goal setting and priority planning
- Email support between sessions
- Advanced analytical reports
- Comprehensive strategy documents
Comprehensive Planning
Our flagship service for serious financial planning
per month
- Monthly 90-minute consultation
- Detailed financial analysis and reporting
- Comprehensive strategy development
- Priority email and phone support
- Quarterly progress reviews
- Access to planning resources library
Executive Planning
For complex situations requiring intensive support
per month
- Bi-weekly 90-minute consultations
- Advanced analytical modeling
- Multi-scenario planning and stress testing
- Direct advisor phone access
- Monthly detailed progress reports
- Estate and succession planning support
- Priority scheduling and same-day responses
Important Pricing Information
Payment Terms
- All subscriptions are billed monthly in advance via direct debit or credit card
- Cancellation requires 30 days written notice with no refunds for partial months
- All prices include GST where applicable and are quoted in Australian Dollars
Fee Structure Transparency
- No hidden fees or commission-based product sales — you pay only the subscription fee
- We do not receive commissions from third parties, ensuring unbiased advice
- Additional services such as document preparation may incur separate agreed fees
Licensed by ASIC Australian Financial Services Licence No. 927165
Subscription services do not involve credit arrangements. All fees are transparent and disclosed upfront.
Frequently Asked Questions
Can I change my plan at any time?
Yes, you can upgrade or downgrade your plan with one month's notice. Changes take effect at the next billing cycle.
What happens if I miss a payment?
We'll contact you immediately and provide 7 days to resolve payment issues before suspending services.
Are there any setup fees?
No setup fees apply. Your first month's subscription fee covers all initial consultation and assessment work.
Do you offer family or couple discounts?
We provide joint consultations within the same subscription for couples. Contact us to discuss family planning arrangements.
Ready to Take Control of Your Financial Future?
Join over 2389 Australians who trust Toravianexlu for honest, professional financial planning guidance. No sales pressure, no hidden agendas — just expert advice tailored to your unique situation.
Contact Us Today